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Hargreaves Lansdown Review
3.9★The UK's largest investment platform, known for deep research, a wide range and strong service. Cut its platform fee to 0.35% in 2026, though it still costs more than the ETF-only apps.
Key facts
- Savings-plan fee
- Free regular investing
- Min. savings plan
- £25/mo regular
- Custody fee
- 0.35%/yr (cut from 0.45% in Mar 2026; shares/ETFs capped)
- FX fee
- ~1% tiered (down to 0.25% on larger trades)
- Regulator
- FCA (UK)
- Deposit protection
- FSCS protection up to £85,000
- Founded
- 1981
- Available in
- GB
Best for
- Investors who value research and service
- Holding an ISA and SIPP under one roof
Pros
- Deep research and reporting
- Very wide range (funds, shares, ETFs, trusts)
- Strong customer service
Cons
- 0.35% platform fee still adds up on large fund holdings
- FX of around 1% is pricey
- Fund dealing now costs £1.95 per deal