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interactive investor Review
4.1★A flat-fee UK platform that becomes very good value once your portfolio is large, since the monthly cost doesn't rise with your balance. Less suited to small pots.
Key facts
- Savings-plan fee
- Free regular investing
- Min. savings plan
- £25/mo regular
- Custody fee
- Flat £5.99/mo (Core, up to £100k); £14.99 or £39.99 (Plus/Premium)
- FX fee
- 0.75% (Core); 0.25% on larger balances (Plus/Premium)
- Regulator
- FCA (UK)
- Deposit protection
- FSCS protection up to £85,000
- Founded
- 1995
- Available in
- GB
Best for
- Larger ISA and SIPP balances
- Investors who prefer a predictable flat fee
Pros
- Flat fee wins clearly for larger pots
- Wide range of investments
- Free regular investing
Cons
- Flat fee is expensive for small portfolios
- FX is 0.75% on the entry Core plan
- Monthly fee applies even if you don't trade