Stonekeel
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Trading 212 Review

4.0★

Commission-free investing app known for fractional shares and "Pies" (automated recurring portfolios). Strong for fractional, recurring, hands-off investing, and offers a UK ISA.

Key facts

Savings-plan fee
€0.00 (commission-free / Pies)
Min. savings plan
€1 (fractional)
Custody fee
€0.00
FX fee
0.15% on currency conversion
Regulator
FCA (UK) / CySEC, depending on your country
Deposit protection
Investor compensation scheme cover depends on contracting entity
Founded
2004
Available in
GB, DE, FR, NL, IT, ES, AT

Best for

Pros

  • Fractional shares from €1
  • Automated recurring "Pies" portfolios
  • Commission-free, no platform fee, multi-currency account

Cons

  • 0.15% FX fee on currency conversion (avoidable via multi-currency balances)
  • Contracting entity / protection varies by country
  • Revenue model (FX, securities lending, interest) worth understanding
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