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XTB Review

4.1★

A long-established broker with commission-free stocks and ETFs (up to a monthly turnover limit) and free auto-investing via Investment Plans. A strong, well-rounded option for ETF investors.

Key facts

Savings-plan fee
€0.00 Investment Plans (free auto-invest)
Min. savings plan
€15 (Investment Plans)
Custody fee
€0.00
FX fee
0.5% on non-base-currency trades
Regulator
KNF (Poland) / FCA / CySEC, depending on country
Deposit protection
Investor compensation depends on the contracting entity
Founded
2002
Available in
GB, DE, FR, ES, IT, NL

Best for

Pros

  • Commission-free stocks and ETFs (under the monthly turnover limit)
  • Free Investment Plans (auto-invest) and fractional shares
  • Polished platform and app

Cons

  • 0.5% FX fee on non-base-currency trades
  • 0.2% commission above the monthly turnover limit
  • Inactivity fee if dormant and not funded
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